2008 Annual Shareholder Meeting

ANNUAL SHAREHOLDER MEETING
CIB Marine Bancshares, Inc. has scheduled its annual meeting of shareholders to be held at 1:30 p.m., local time, on Thursday, May 29, 2008, at the Doubletree Hotel, 5000 West 127th Street, Alsip, Illinois. All shareholders of record our outstanding shares of common stock at the close of business on March 20, 2008 will be entitled to vote at the Annual Meeting. The Proxy Statement and 2007 Annual Report on Form 10-K are available at http://www.cibmarine.com/financial_info/sec_filings.asp.

ANNUAL SHAREHOLDER MEETING

CIB Marine Bancshares, Inc. has scheduled its annual meeting of shareholders to be held at 1:30 p.m., local time, on Thursday, May 29, 2008, at the Doubletree Hotel, 5000 West 127th Street, Alsip, Illinois.

All shareholders of record our outstanding shares of common stock at the close of business on March 20, 2008 will be entitled to vote at the Annual Meeting.

The Proxy Statement and 2007 Annual Report on Form 10-K are available at http://www.cibmarine.com/financial_info/sec_filings.asp.

TELECONFERENCE INSTRUCTIONS
If you are unable to attend the annual meeting in person, you may listen to the meeting by teleconference. In order to access the teleconference of the meeting, please dial 1-800-894-5910 (domestic). Please provide conference ID “CIB Marine” and program title “CIB Marine” to the greeter in order to access the conference call. Please note that listening to the teleconference at the meeting will not constitute attendance at the meeting for purposes of determining a quorum. In addition, you will not be able to vote via teleconference. Accordingly, even if you intend to participate in the teleconference, it is important for you to return your completed proxy card to us in advance of the meeting in order for your attendance and vote to be counted.

TELECONFERENCE INSTRUCTIONS

If you are unable to attend the annual meeting in person, you may listen to the meeting by teleconference. In order to access the teleconference of the meeting, please dial 1-800-894-5910 (domestic). Please provide conference ID “CIB Marine” and program title “CIB Marine” to the greeter in order to access the conference call. Please note that listening to the teleconference at the meeting will not constitute attendance at the meeting for purposes of determining a quorum. In addition, you will not be able to vote via teleconference. Accordingly, even if you intend to participate in the teleconference, it is important for you to return your completed proxy card to us in advance of the meeting in order for your attendance and vote to be counted.